MUFG
Mitsubishi UFJ Financial Group, Inc.$20.86
-0.28%LiveJun 22, 2026
Market cap
$235.46B
52w range
13.19 – 21.18
P / E
—
EPS · FY 2026
$225.29
Volume
5.23M
Revenue · FY 2026
$14.25T
Explain this page
Arphra AIPlain-English read on Mitsubishi UFJ Financial Group, Inc.’s valuationEarnings-call language
How MUFG management's narrative shifts across quarters — theme emphasis, emerging vs fading terms, and an AI tone read.
Across 8 calls (FY22 Q4→FY26 Q4), management's language leaned most into margins & cost (+1.9/1k words) and away from ai & automation. Newly prominent: basis, increased, cet1.
AI tone read
Theme emphasis by quarter
Mentions per 1,000 words · FY22 Q4 → FY26 Q4
| Theme | FY22 Q4 | FY23 Q2 | FY23 Q4 | FY24 Q2 | FY24 Q4 | FY25 Q2 | FY26 Q2 | FY26 Q4 |
|---|---|---|---|---|---|---|---|---|
| AI & automation | 4.9 | 6.2 | 2.8 | 2.2 | 1.8 | 4.5 | 5.5 | 4.3 |
| Tariffs & trade | · | · | · | · | · | · | · | · |
| Demand | · | · | · | · | · | · | · | · |
| Macro & uncertainty | · | · | · | · | · | · | · | · |
| Margins & cost | · | · | 2.2 | · | · | · | 2.4 | 1.9 |
| Guidance | · | · | · | · | · | · | 1.8 | 1.9 |
| Restructuring | · | · | · | · | · | · | · | · |
| Supply chain | · | · | · | · | · | · | · | · |
Emerging language
Rising vs prior quarters
basis +4.7increased +3.5cet1 +2.9regarding +2.9current +2.8amount +2.4approximately +2.3explain +2.3
Fading language
Falling vs prior quarters
half -4.4mtbp -3.5equity -3.4profit -3.1much -2.8trillion -1.6target -1.4holdings -1.4
Source: per-call keyword index (earnings_transcripts). Frequencies are normalised per 1,000 words so quarters are comparable. Read the full calls on the MUFG earnings tab.